Buying a car is one of the most important decisions we make, not only because of the financial investment, but also because of the responsibility involved in protecting it from day one. For many buyers, understanding how to choose the right insurance is as important as selecting the model or financing option.
Why You Need Car Insurance
In the event of an accident, theft, or damage, insurance can cover the costs of repairing or replacing the vehicle, medical expenses, and even damage to third parties, depending on your coverage.
In this regard, Triple-S Propiedad is a solid and reliable option, backed by the financial strength and stability of Triple-S.
Types of Car Insurance
Public Liability
Covers bodily injury and damage to other people’s property. This policy provides protection for claims arising from legal liability for negligent acts that result in bodily injury or property damage to others following a car accident for which you are legally responsible.
Comprehensive
Covers losses or direct or accidental damage to the insured vehicle in excess of the deductible.
Collision
Covers damage to the insured vehicle caused by rollover or impact with another vehicle or object, in excess of the deductible.
Additional Coverages
You may add extra protection such as:
- Travel and Roadside Assistance
- Labor
- Auto Loan/Lease Coverage
- Towing Cost Coverage
These optional coverages help customize your policy based on your needs and lifestyle.
How to Choose the Right Insurance
The coverage you need will depend on several factors, including the car’s value, its use, the age of the primary driver, and additional personal information. If you financed your car, the dealer or bank may require specific coverage.
But whether your car is financed or purchased with cash, new or used, each situation requires an evaluation to determine what type of coverage and conditions you need. This ensures that you obtain the right protection according to your needs and circumstances.
When comparing options, Triple-S Propiedad stands out thanks to its experience, technological innovation, and integrated digital tools to that make it easier to:
- Purchase policies
- Make payments or payment plans
- File claims
- Manage other transactions
The Advantages of ProPack Personal
Insuring your car with a package like ProPack Personal from Triple-S Propiedad allows you to enjoy comprehensive protection by grouping different coverages—Auto, Property, Personal Liability, and Excess Liability—under a single policy.
You also benefit from competitive rates, including a 20% discount when you combine more than one type of insurance coverage under the same policy, helping you save while protecting everything you’ve worked hard to achieve.
Drive with Peace of Mind
Choosing good car insurance is not just a responsibility: it is an investment in peace of mind. With the experience, technology, and commitment of Triple-S Propiedad, you can drive with the confidence of knowing that your vehicle and your well-being are in the best hands.